Lincoln, Nebraska is a thriving state capital that’s home to nearly 300,000 residents from 150 nations speaking an estimated 125 languages. This metropolitan area in the Great Plains is known for its love of football, its extensive recreational spaces, and its friendly population.
A visit to Lincoln is sure to be a great time. Just be sure to research and purchase visitors medical insurance or travel insurance prior to your trip.
Visitors Medical Insurance for Travelers visiting Lincoln – FAQs
If you get sick or injured while visiting the United States from abroad, you’re sure to get quality care at the many excellent hospitals. However, you could be in for a shock when the bill comes. US healthcare is very expensive, so you need insurance that can cover you here. That coverage is visitors medical insurance.
Do I need visitors medical insurance for Lincoln?
Tourists aren’t legally required to have it, but it’s not something you should go without. Your domestic health insurance is unlikely to cover you in the US. You also can’t be covered by the health insurance your family members living in the US have. You need to have visitors medical insurance that’s specifically designed for those traveling outside their home country.
Why buy visitors medical insurance before visiting Lincoln?
It all comes down to cost. On average, a single day in a US hospital costs about $3,000, and the average length of stay is five days. Are you prepared to pay upwards of $15,000 out of your own pocket for medical care, or potentially a lot more if surgery is involved? If not, you better make sure you have visitors medical insurance.
Trip Cancellation Insurance for Travelers visiting Lincoln – FAQs
If you’re traveling domestically to visit Lincoln, the primary concern is protecting your pocketbook in case of an unintended travel snag, such as a cancelled or delayed trip. These are the exact types of situations where trip cancellation insurance can protect you.
Why should I get trip cancellation insurance before traveling to Lincoln?
If you suddenly get hurt or sick, have a family emergency, get summoned for jury duty, or any number of other reasons, you may have no choice but to cancel your trip.
But here’s the problem: The money you’ve already spent on airfare and hotels is usually not refundable. This leaves you paying for a trip that you can’t take. Trip cancellation insurance can help by allowing you to get refunded for your prepaid, nonrefundable travel expenses if you have to cancel your trip for a covered reason.
What can be covered by trip cancellation insurance for Lincoln?
In addition to trip cancellation coverage, most travel insurance plan also cover lost or delayed baggage, trip interruption, and even emergency medical treatment.
Just remember to compare different plans before you make a purchase, as not all of them are the same.
Lincoln’s Most Popular Activities
Do you prefer culture, the great outdoors, fine dining, or sports? You don’t have to choose in Lincoln, as you can find it all here.
Attend a Huskers Game
The Nebraska Cornhuskers are the college football team that represents the University of Nebraska. If you’re visiting in the fall, you owe it to yourself to attend a game. Their home games are played at Memorial Stadium, which holds over 85,000 screaming fans decked out in the team’s red and white home colors. Even if you’re not that into American football, the atmosphere makes it worth the visit.
See the Nebraska History Museum
The Nebraska History Museum boasts more than 125,000 artifacts that chronicle over 12,000 years of history. You can explore the many people and cultures that have called this region home since prehistoric times, see what it was like in the Old West, and participate in a variety of programs for both kids and adults. Best of all, admission is totally free.
Get Outside at Adventure Golf Center
If you want to hit the links, head here. The Adventure Golf Center boasts three 18-hole golf courses, a clubhouse, and a snack bar. You can bring the family as well. The golf center also has six batting cages where you can test your baseball swing.
Have a Drink
Lincoln is home to a variety of bars and breweries to suit different tastes. You can sample local and regional spirits and beers at places like 1867 Bar, White Elm Brewing Co, Capriolo Winery, Bierhaus Maisschaler, Saro Cider, and many more.
Head to the Haymarket
Lincoln’s Haymarket is the ideal place to go if you want to shop, dine, and drink. Located close to the downtown core, the Haymarket offers more than 150 restaurants, clubs, and specialty stores suiting every taste. You can grab a meal, have a nightcap, or spend the afternoon shopping for souvenirs.
Key Guidelines for Visitors to Lincoln
Crime and Safety
Lincoln is a mixed bag when it comes to crime rates. Its violent crime rates are lower than the national average, while its rate of property crime is on the higher side. This means that crimes such as theft and robbery are the greatest risk. Just follow standard precautions such as not walking alone at night, avoiding carrying too much cash, and not wearing flashy jewelry or clothing.
Weather and Climate
The climate in Lincoln is typical of the American Great Plains in that it is seasonal and fairly extreme. Summers can be quite warm, whereas winters are long, cold, and snowy. The most pleasant months to visit are typically May and September. Winter visits should be reserved for those who don’t mind the snow and cold.
Severe Weather Risks
Lincoln is located in a part of the US known as Tornado Alley, where tornadic thunderstorms are possible throughout the year. The greatest risk of severe weather and tornadoes comes in late spring and early summer, though they are possible throughout the year. To stay safe, just have access to a radio. Emergency instructions will be broadcast on every station during life-threatening situations. If you're outdoors, civil sirens can provide an audible warning.
Before You Visit Lincoln – Do This
- Pack warm clothes if you plan to attend a Huskers game. Football season is chilly, and the stadium is outdoors.
- Consider getting a money belt to securely store your cash if you plan to spend a lot of time walking around the downtown area.
- Shop for visitors medical insurance or travel insurance to protect yourself financially.