Trip Cancellation Insurance
Covers prepaid non-refundable expenses for trip cancellation reasons; some plans cater to non-U.S. residents.
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Visitors Insurance for Travelers to USA
Visitors insurance is health insurance for those visiting the USA from another country. Securing yourself and family members with USA travel insurance primarily covers unforeseen injuries or illnesses that may occur while you're away.
What Does Visitors Insurance Cover?
- Medical evacuation / repatriation
- Acute onset of pre-existing conditions
- Emergency medical coverage
- Accidental death & dismemberment
- Return of mortal remains
- Loss of luggage
- PPO network
- Trip interruption
Lowest Price Guarantee
Insurance prices are regulated by law, so you're guaranteed to get the best price.
Frequently Asked Questions About Visitors Insurance
Is visitor insurance mandatory?
Insurance for visitors is not mandatory for tourists, but it is essential. The US has the highest healthcare costs in the world, and you may not be able to afford treatment without visitor insurance coverage.
Which insurance is best for visitors to the USA?
The best insurance for visitors to the USA depends on your priorities. Fill out the visitors insurance quote form to get custom quotes for visitors insurance specifically for your needs.
Can I buy visitor insurance after arrival?
Yes, you can buy visitor insurance after arrival in the United States. However, please keep in mind that any event that occurs before the policy's effective date will not be covered.
How much does visitors insurance cost?
The cost of the visitors insurance USA travelers need depends on your age, the duration of your trip, and the coverages you select. Luckily, it's easy to find the perfect visitors insurance for your needs. Just fill out the quote form to compare multiple plans and prices.
Does visitors insurance cover pre-existing conditions?
Most visitors insurance plans do not cover pre-existing conditions, or they may offer limited coverage for acute onset of these conditions. It’s important to review the policy details carefully to understand what is and isn’t covered regarding pre-existing conditions.
Can I buy visitors insurance for my relatives?
Yes, you can purchase visitors insurance for your relatives to help cover unexpected medical expenses during their stay. Make sure to provide accurate information about your relatives when buying the policy to ensure they have the appropriate coverage.
Types of Visitors Insurance
Compare fixed vs. comprehensive visitors insurance plan types, costs, coverages, payments, deductibles, and PPO network participation.
Type
Fixed Coverage Plans
Comprehensive Coverage Plans
Cost
Lower initial cost
Higher initial cost
Coverage
Pays a fixed maximum amount for covered procedures
Pays a set percentage up to a certain amount then up to 100% to policy maximum for covered procedures
Payment
You must pay out of pocket for any additional costs
Covers a much larger portion of treatment costs
Deductible
Deductible can be once per event, or once per period of coverage
Deductible is typically for entire duration of purchase
PPO Network
No PPO network participation
PPO network participation
Click here for a complete comparison of the two visitors insurance types.
Insurance Guide
Visitors insurance doesn’t have to be complex. Use our insurance guide for simple answers to your questions.
Browse Insurance GuideCustomer Experiences
Over two decades of excellent customer experiences, read what customers are saying about Insubuy.
I have purchased insurance from Insubuy multiple times over the years and I am very satisfied. Their website is very user friendly and intuitive. Whenever I have any question, I just call their toll free number and they are always available to help with all my questions.
I'm a repeat customer and I love Insubuy. A very good friend of mine put me on. They're affordable and been using them for close to 5 years. Plus, it gives me and my family a sense of peace knowing that I'm covered during my travels. I highly recommend them.
I am a travel advisor and have recommended Insubuy many times for my clients. I like that they give multiple options and the client can decide what is going to work best for them.
This is a very reliable company from which to acquire travel and US insurance. I have used them regularly and I never go anywhere else. When I have submitted claims through the insurance I purchase with them I have little trouble getting reimbursed.
Just taken insurance for my parents travelling to USA from India, Gary Fong has been very supportive and helped is suggesting me to take the right plan that meets my needs both from CVG and cost point of view. Awesome Service!
I am very pleased with the insurance I purchased from Insubuy for my parents. When my mother fell sick, I just showed the insurance card to the doctor. They billed the insurance company directly and everything was smooth. I highly recommend Insubuy to everyone.
I bought the Patriot America Plus travel insurance for my mom prior to her trip coming from China to the United States. Byron Preston was the agent who helped me understand the policy and guided me through the online purchase process. He is very patient and knowledgeable! We are hoping to have a great insurance experience with Insubuy and Patriot America Plus!
I have been using Insubuy for years for Parents visitor medical insurance and have had good experiences during the buying process and pro-rata cancellations if needed. I have worked with 'Victoria' on the recent purchase and she has been super patient and knowledgable too to help with my decisions.
Why Buy from Insubuy?
Insubuy has been helping insure travelers for more than 20 years.
Insubuy has helped more than 3 million travelers find their perfect insurance.
Insubuy is an award-winning, US-based travel insurance marketplace.
Insubuy has been an innovator in travel and international insurance since 2000.
Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.
Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.
- Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
- Expert Advice – Licensed agents are standing by to answer any question you may have.
- Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
- Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
- Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
- No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.
Looking for a different type of coverage?
Annual Multi-Trip Insurance
Coverage for multiple short trips to avoid buying insurance for each trip, offering increased coverage at a lower cost.
Dental Discount Plan
Visitor medical plans may lack dental coverage, some offer limited accident coverage; dental and vision plans complement medical coverage.
Group Travel Insurance
Coverage for groups of 5 or more travelers, they provide the same coverage as the individual plans but are usually 10% cheaper.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More