FAQ - Swine Flu and Travel Medical Insurance

Please note that the following FAQ applies to visitor medical insurance or travel medical insurance and NOT the trip cancellation insurance.

What is the Swine Flu?

Please read the detailed information about Swine Flu or H1N1 virus flu at CDC web site.

Is swine flu a covered illness?

It would be treated like any other illness or flu condition so that as long as the product was purchased prior to contracting the flu, the illness will be considered as an eligible medical expense under all other terms and conditions of the Certificate of Insurance.

What happens if a Travel Warning is issued?

A traveler should always review and be aware of all Travel Warnings. Based on that review, a traveler must make a responsible decision regarding his or her travel plans. Swine flu, like any acute illness, is and would be considered an eligible medical condition subject to all other terms and conditions under the Certificate of Insurance.

Can I cancel my plan and get a refund?

Yes, most of the plans we offer give a full refund for any reason before the effective date of the policy. After the effective date, the refund rules vary based on the plan you purchased.

Please look at MyAccount for refund rules for each plan, before or after the effective date of the plan.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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