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International Student Insurance

International student health insurance for F visa students studying in the U.S.

International student health insurance is meant for international studying full time in USA. While some international student health insurance plans cover both the primary insured as well as the dependents, others cover only the primary insureds. They also generally cover maternity related expenses as long as the conception occurs after the effective date of the policy. Each university/college has their own minimum requirements that must be met before they can accept particular international student health insurance.

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ExchangeGuard®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 1,456 Days

COVID-19 Included

After deductible, pays 100% to policy maximum, or
After deductible, pays 80% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

US Urgent care/Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

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Patriot Exchange Program

Underwriter: Sirius International

Coverage Availability: 1 Month to 4 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.

Direct Billing: Through United Healthcare PPO Network

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StudentSecure®

Underwriter: Lloyd's

Coverage Availability: 1 Month to 1,456 Days

COVID-19 Included

Elite: After deductible, pays 100% to policy maximum.
Select: After deductible, pays 80% to $5,000, then 100% to policy maximum.
Budget: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Smart: After deductible, pays 80% to policy maximum.

Direct Billing: Through United Healthcare PPO Network

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Patriot America® Plus

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70

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Patriot America®

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Excluded

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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