COVID-19 Travel Health Insurance

COVID-19 Travel Health Insurance, for Individuals traveling outside their home country to the USA or Outside of the USA.

COVID-19 travel health insurance provides coverage when traveling outside your country, while either visiting the USA or traveling outside USA. The insurance plans would cover medical necessary Coronavirus testing as well as treatment just like any other sickness that occurs after the effective date of the policy. Additionally, you would also be covered for unexpected accidents or sickness while on your trip. Emergency medical evacuation and repatriation of mortal remains are covered as well.

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Best Sellers
Comprehensive coverage plans
Fixed coverage plans

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Visit USA-HealthCare® Budget

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to $20,000 for ages <65; $2,500 for ages 65+

Coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70

To policy max ($25,000 for cardiac or stroke) for ages <70 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70 Learn More

Plan Details

Beacon America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • US Urgent Care
    $35 copay
  • COVID-19
    Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay unless, $0 deductible
  • Walk-In Clinic
    $15 copay unless, $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

US Citizens

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • COVID-19
    Included

Plan Details

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 90 Days to 1 Year

Quotes & Purchase

Overview

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Pre-Existing Conditions

$25,000 up to age 69; $20,000 for ages 70 and older

$25,000 up to age 69; $20,000 for ages 70 and older Learn More $25,000 up to age 69; $20,000 for ages 70 and older Learn More
  • US Urgent Care
    $25 copay in-network, $50 copay out-of-network
  • Walk-In Clinic
    $15 copay in-network, $25 copay out-of-network
  • COVID-19
    Included

Plan Details

Patriot America Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

US Citizens

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000 Learn More For ages < 70, up to $1,000,000 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Safe Travels USA

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 90% to $2,500, then 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: $1,000 Learn More $1,000 Learn More

Plan Details

Atlas Essential America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 75% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $15 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Atlas Premium America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Diplomat America

Underwriter: Crum & Forster SPC

Coverage Availability 15 Days to 365 Days

Quotes & Purchase

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Depends on provider. No PPO network.

Acute onset of pre-existing conditions

Non-US Citizens

Non-US Citizens: to $10,000 for ages <70 Learn More to $10,000 for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Diplomat Long Term

Underwriter: Crum & Forster SPC

Coverage Availability 3 Months to 3 Years

Quotes & Purchase

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Depends on provider. No PPO network.

Acute onset of pre-existing conditions

Non-US Citizens

Non-US Citizens: to $10,000 for ages <70 Learn More to $10,000 for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Visit USA-HealthCare® Superior

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to $25,000 for ages <65; $2,500 for ages 65+

Coverage to $25,000 for ages <65; $2,500 for ages 65+ Learn More coverage to $25,000 for ages <65; $2,500 for ages 65+ Learn More
  • US Urgent Care
    $50 copay
  • COVID-19
    Included

Plan Details

Visit USA-HealthCare®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to $20,000 for ages <65; $2,500 for ages 65+

Coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More
  • US Urgent Care
    $50 copay
  • COVID-19
    Included

Plan Details

WorldMed ™

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible pays 100% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to $200,000 for ages <60; $20,000 for ages 60-64

Coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More
  • US Urgent Care
    $25 copay
  • COVID-19
    Included

Plan Details

Patriot International Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

US Citizens

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000 Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000 Learn More
  • COVID-19
    Included

Plan Details

Beacon International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • COVID-19
    Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Safe Travels International

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: $20,000 for ages <65; $10,000 for ages 65+ Learn More $20,000 for ages <65; $10,000 for ages 65+ Learn More
  • COVID-19
    Included

Plan Details

Diplomat International

Underwriter: HDI Global Specialty SE

Coverage Availability 5 Days to 365 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Unexpected Recurrence of a Pre-existing Condition

Unexpected Recurrence of a Pre-existing Condition: 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More
  • COVID-19
    Included

Plan Details

Voyager® Choice

Underwriter: 4 Ever Life International Limited

Coverage Availability 7 Days to 182 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Pre-Existing conditions covered, primary plan required

Pre-Existing conditions covered, primary plan required Learn More Pre-Existing conditions covered, primary plan required Learn More
  • COVID-19
    Included

Plan Details

InterMedical ™

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

for persons under 60

For persons under 60: Up to policy maximum; 60-79: $20,000; 80+: $5,000 Learn More $5,000 Learn More
  • COVID-19
    Included

Plan Details

Diplomat LT

Underwriter: Crum & Forster SPC

Coverage Availability 3 Months to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Unexpected Recurrence of a Pre-existing Condition

Unexpected Recurrence of a Pre-existing Condition: 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More
  • COVID-19
    Included

Plan Details

WorldMed ™

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage to $200,000 for ages <60; $20,000 for ages 60-64

Coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More
  • COVID-19
    Included

Plan Details

GlobeHopper® Senior Single-Trip

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 1 Year

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Sudden and unexpected reoccurrence of pre-existing conditions coverage

Sudden and unexpected reoccurrence of pre-existing conditions coverage: $2,500 Learn More $2,500 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • COVID-19
    Included

Plan Details

Atlas Essential International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, plan pays Usual, Reasonable, and Customary to policy maximum.
  • COVID-19
    Included

Plan Details

Atlas Premium International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70

To policy max ($25,000 for cardiac or stroke) for ages <70 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70 Learn More

Plan Details

Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay unless, $0 deductible
  • Walk-In Clinic
    $15 copay unless, $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

US Citizens

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • COVID-19
    Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Visit USA-HealthCare® Budget

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to $20,000 for ages <65; $2,500 for ages 65+

Coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70

To policy max ($25,000 for cardiac or stroke) for ages <70 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70 Learn More

Plan Details

Beacon America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • US Urgent Care
    $35 copay
  • COVID-19
    Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay unless, $0 deductible
  • Walk-In Clinic
    $15 copay unless, $0 deductible
  • COVID-19
    Included

Plan Details

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 90 Days to 1 Year

Quotes & Purchase

Overview

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Pre-Existing Conditions

$25,000 up to age 69; $20,000 for ages 70 and older

$25,000 up to age 69; $20,000 for ages 70 and older Learn More $25,000 up to age 69; $20,000 for ages 70 and older Learn More
  • US Urgent Care
    $25 copay in-network, $50 copay out-of-network
  • Walk-In Clinic
    $15 copay in-network, $25 copay out-of-network
  • COVID-19
    Included

Plan Details

Patriot America Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

US Citizens

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000 Learn More For ages < 70, up to $1,000,000 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Safe Travels USA

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 90% to $2,500, then 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: $1,000 Learn More $1,000 Learn More

Plan Details

Atlas Essential America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 75% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $15 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Atlas Premium America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Diplomat America

Underwriter: Crum & Forster SPC

Coverage Availability 15 Days to 365 Days

Quotes & Purchase

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Depends on provider. No PPO network.

Acute onset of pre-existing conditions

Non-US Citizens

Non-US Citizens: to $10,000 for ages <70 Learn More to $10,000 for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Diplomat Long Term

Underwriter: Crum & Forster SPC

Coverage Availability 3 Months to 3 Years

Quotes & Purchase

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Depends on provider. No PPO network.

Acute onset of pre-existing conditions

Non-US Citizens

Non-US Citizens: to $10,000 for ages <70 Learn More to $10,000 for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Visit USA-HealthCare® Superior

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to $25,000 for ages <65; $2,500 for ages 65+

Coverage to $25,000 for ages <65; $2,500 for ages 65+ Learn More coverage to $25,000 for ages <65; $2,500 for ages 65+ Learn More
  • US Urgent Care
    $50 copay
  • COVID-19
    Included

Plan Details

Visit USA-HealthCare®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to $20,000 for ages <65; $2,500 for ages 65+

Coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More
  • US Urgent Care
    $50 copay
  • COVID-19
    Included

Plan Details

WorldMed ™

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible pays 100% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to $200,000 for ages <60; $20,000 for ages 60-64

Coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More
  • US Urgent Care
    $25 copay
  • COVID-19
    Included

Plan Details

Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70

To policy max ($25,000 for cardiac or stroke) for ages <70 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70 Learn More

Plan Details

Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • US Urgent Care
    $15 copay unless, $0 deductible
  • Walk-In Clinic
    $15 copay unless, $0 deductible
  • COVID-19
    Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

US Citizens

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • COVID-19
    Included

Plan Details

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 90 Days to 1 Year

Quotes & Purchase

Overview

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Pre-Existing Conditions

$25,000 up to age 69; $20,000 for ages 70 and older

$25,000 up to age 69; $20,000 for ages 70 and older Learn More $25,000 up to age 69; $20,000 for ages 70 and older Learn More
  • US Urgent Care
    $25 copay in-network, $50 copay out-of-network
  • Walk-In Clinic
    $15 copay in-network, $25 copay out-of-network
  • COVID-19
    Included

Plan Details

Patriot International Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

US Citizens

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000 Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000 Learn More
  • COVID-19
    Included

Plan Details

Beacon International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • COVID-19
    Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Safe Travels International

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: $20,000 for ages <65; $10,000 for ages 65+ Learn More $20,000 for ages <65; $10,000 for ages 65+ Learn More
  • COVID-19
    Included

Plan Details

Diplomat International

Underwriter: HDI Global Specialty SE

Coverage Availability 5 Days to 365 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Unexpected Recurrence of a Pre-existing Condition

Unexpected Recurrence of a Pre-existing Condition: 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More
  • COVID-19
    Included

Plan Details

Voyager® Choice

Underwriter: 4 Ever Life International Limited

Coverage Availability 7 Days to 182 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Pre-Existing conditions covered, primary plan required

Pre-Existing conditions covered, primary plan required Learn More Pre-Existing conditions covered, primary plan required Learn More
  • COVID-19
    Included

Plan Details

InterMedical ™

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

for persons under 60

For persons under 60: Up to policy maximum; 60-79: $20,000; 80+: $5,000 Learn More $5,000 Learn More
  • COVID-19
    Included

Plan Details

Diplomat LT

Underwriter: Crum & Forster SPC

Coverage Availability 3 Months to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Unexpected Recurrence of a Pre-existing Condition

Unexpected Recurrence of a Pre-existing Condition: 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More 64 and younger $20,000; 65+ $2,500. U.S. citizens only Learn More
  • COVID-19
    Included

Plan Details

WorldMed ™

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage to $200,000 for ages <60; $20,000 for ages 60-64

Coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More
  • COVID-19
    Included

Plan Details

GlobeHopper® Senior Single-Trip

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 1 Year

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

Sudden and unexpected reoccurrence of pre-existing conditions coverage

Sudden and unexpected reoccurrence of pre-existing conditions coverage: $2,500 Learn More $2,500 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • COVID-19
    Included

Plan Details

Atlas Essential International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, plan pays Usual, Reasonable, and Customary to policy maximum.
  • COVID-19
    Included

Plan Details

Atlas Premium International

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

US Citizens

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Atlas International®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • COVID-19
    Included

Plan Details

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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