The Caribbean is a magical place for vacationers from all over the globe. Its 700 islands are surrounded by sapphire waters and boast verdant forests, arid deserts, active volcanoes, and of course, incredible beaches.

If you’re planning a trip to the Caribbean soon, be sure to buy more than just plane tickets and sunblock. You need to have Caribbean travel insurance to protect your finances in case of anything unexpected.

Learn what you need to know about travel insurance for the Caribbean and explore some of the best destination in the region below.

What to Think About When Considering Travel Insurance for the Caribbean

When considering travel insurance for the Caribbean, there are several things you need to keep in mind. First off, consider whether or not the country you’re traveling to has travel insurance requirements, which you can view on the individual destinations pages below.

You also need to consider whether or not you need the trip cancellation coverage offered by travel insurance, or if you’d rather only have the emergency medical coverage of travel health insurance.

Finally, consider the risks of severe weather like hurricanes during your trip, and whether or not you plan to take part in any activities that may not be covered by standard travel insurance plans.

What is Not Covered by Travel Insurance to the Caribbean?

The exact instances not covered by travel insurance to the Caribbean will depend on the plan you choose. To compare plans and decide which is the best for your needs, just visit the quotes page.

Frequently Asked Questions about Caribbean Travel Insurance

Do you need travel insurance for the Caribbean?

Each nation in the Caribbean has their own travel insurance requirements, so you will need to view that country’s destination page below or check with their embassy to determine them. Regardless of whether or not you legally require travel insurance for your destination, it is highly recommended. You can never predict when you may get sick or injured, so you’ll want to make sure you have coverage.

Does worldwide travel insurance cover the Caribbean?

Worldwide travel insurance may cover you in the Caribbean, but the exact details will depend on the specific plan. Enter your information on the quotes page to compare multiple plans side by side.

What insurance do I need for a Caribbean cruise?

The insurance you need for a Caribbean cruise depends on your preferences. If you want trip cancellation coverage and you’re an American resident, consider travel insurance. For travel health coverage only, travel medical insurance is a smart choice.

Why is Caribbean travel insurance so expensive?

The price of Caribbean travel insurance depends on many factors including your age, your trip details, the destination, and the level of coverage you prefer. You can shop multiple Caribbean travel insurance plans by visiting our quotes page today.

Specific Destinations

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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