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Travel Medical Insurance

Question:

vistir has pacemaker, will travel insurance plans that cover acute onset of pre existing conditions cover anything that occurs during travel. if not what plan cover pre existing condition .Insured in 73 year old female from India travel dates is 22 May to 2 Aug 2024

Answer:

Atlas America will offer the Acute onset of pre-existing conditions to ages over 70. If you would like to learn more you can view our Acute Onset of Pre-existing Conditions FAQ. Coverage is always going to be determined using the doctors notes and medical records to see if the event met the criteria set forth by the plan.

Visitors Protect is the only plan that offers coverage for pre-existing conditions, but it still cannot be known, expected, or routine treatment. 

Please be advised that it does has a 90 day minimum purchase and is not extendable. It has $1500 deductible built into the plan for anything relating to a pre-existing condition. It also must be purchased before the insured has left their home country.

If you have any additional questions please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Most schools require international students to purchase health insurance.

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