Underwriter: Lloyds of London
Within PPO/Outside U.S.: After deductible, plan pays 100% to policy maximum.
Otherwise: After deductible, plan pays Usual, Reasonable and Customary to policy maximum.
*Exception for US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible. Coinsurance still applies.
Direct Billing: Through United Healthcare PPO Network or First Health PPO Network